8 professional-grade calculators built specifically for real estate investors. Run your numbers before you make an offer — no signup, no paywall, no fluff.
The most important metric for rental property financing. Calculate your DSCR instantly to see if your property qualifies for a DSCR loan — and what terms to expect.
The Debt Service Coverage Ratio (DSCR) measures whether your rental property generates enough income to cover its loan payments. It's the primary qualification metric for DSCR loans — meaning you qualify based on the property's cash flow, not your personal income or tax returns.
A DSCR of 1.0 means rent exactly covers the payment. Above 1.0 means positive cash flow. Below 1.0 means the rent doesn't fully cover the payment.
Enter your comparable sales and property details to calculate your After Repair Value and maximum offer price using the professional 70% rule formula.
ARV (After Repair Value) is the estimated market value of a property after all planned renovations are complete. It is the single most important number in house flipping and BRRRR investing — every other number flows from it.
The 70% Rule then uses ARV to calculate your maximum offer:
The 30% buffer covers your profit, holding costs, selling costs, and financing fees. This is why the formula works — it builds the margin in from the offer price.
Full deal analysis including purchase, renovation, financing, holding, and selling costs. See your net profit, ROI, and whether your deal passes the 70% Rule — all in one place.
Profitable house flipping is a math game. The investors who consistently make money on flips are the ones who run the numbers before they make an offer — not after they're under contract and excited about the deal.
This calculator includes every cost that kills flip profitability when ignored: interest on the loan, origination points, holding costs during renovation, and selling costs at exit. Most online calculators skip 2–3 of these.
Calculate your monthly interest payment, total interest cost, origination fee, and total cost of capital for any hard money loan scenario.
Hard money loans have higher interest rates than conventional mortgages — but because they're short-term and interest-only, the total dollar cost is often lower than it appears when you look at just the annual rate.
This calculator shows you the actual total cost of capital — including origination points — over your expected hold period. This is the number that matters for deal analysis, not the annualized rate.
Calculate monthly and annual net cash flow, gross yield, net yield, and cash-on-cash return for any rental property. Includes vacancy and management expense inputs.
Cash-on-cash return (CoC) is the annual net cash flow divided by the total cash you invested. It's the most useful single metric for comparing rental property opportunities because it accounts for financing and measures the return on actual dollars deployed.
Calculate the capitalization rate for any income-producing property. Essential for valuing commercial real estate, multi-family, and investment properties — and comparing across markets.
Cap rate (capitalization rate) measures a property's investment return independent of financing. It tells you the return you'd earn if you bought the property with all cash. This makes it ideal for comparing properties across markets and deal types without financing differences clouding the analysis.
You can also reverse this formula to find the property's implied value at a given market cap rate — useful for pricing income properties.
Model your complete BRRRR deal — from hard money acquisition through the DSCR refinance. See how much capital you get back, your remaining equity, and ongoing cash flow.
The BRRRR method works by recycling capital — using a hard money loan to buy and renovate, then refinancing the improved value into a long-term DSCR loan. The key metric is how much cash you get back at refinance.
A "perfect" BRRRR returns 100% of your invested capital, leaving you with a cash-flowing rental for zero net cost. Real-world deals often return 70–90% of capital — still excellent. The calculator shows you exactly how much capital you'll get back and what remains in the deal.
Calculate your loan-to-value ratio for any purchase or refinance. Find the maximum loan amount at different LTV thresholds, and see how much down payment or equity you need.
Loan-to-value (LTV) is the ratio of your loan amount to the property's value. It's the primary lever that determines how much a lender will fund — and what rate you'll pay.
Funding Bridge Solutions connects real estate investors with verified hard money, fix-and-flip, and DSCR lenders nationwide. Free service. No broker fees. We are not a lender.
Get My Free Lender Match →We are not a lender. We may earn a referral fee from lenders. You are never charged.
Affiliate & Lending Disclosure: Funding Bridge Solutions is not a lender, mortgage broker, or financial advisor. We are a loan-matching service that connects borrowers with third-party lenders. We may receive compensation from lenders for referrals. This does not affect the loan terms you receive. All loan approvals, terms, and conditions are determined solely by the lender. Rates and terms vary. Real estate investing involves risk. Full Disclosure | Privacy Policy