Loan Programs

Real Estate Financing for Every Strategy

We connect investors with verified lenders offering hard money, fix-and-flip, and DSCR rental loans nationwide — at no cost to you.

We are not a lender — we connect you with verified lending partners
Short-Term Financing

Hard Money Loans

Hard money loans are asset-based, short-term loans secured by the real property itself — not your credit history or income. They're the go-to funding solution for investors who need to act fast, close quickly, and take on deals that traditional banks won't touch.

We connect you with hard money lenders in our verified network who understand real estate timelines and can close in as few as 7 business days.

Quick closings in 7–14 days
Property-value-based approval
No income verification required
Bridge financing available
Renovation draw schedules
Nationwide coverage
Get Matched With Hard Money Lenders →

Typical Loan Terms

Loan Amounts $50,000 – $5M+
LTV Up to 75% of purchase
ARV Up to 65–70% ARV
Interest Rate 8% – 15%
Term Length 6 – 24 months
Close Time 7 – 14 business days
Points 1 – 4 points
Credit Score 550+ (varies)

Terms vary by lender, property, and deal specifics. We are not a lender.

Typical Loan Terms

Loan Amounts $75,000 – $3M+
Purchase LTV Up to 90% of purchase
ARV Financing Up to 70% of ARV
Interest Rate 9% – 14%
Term Length 6 – 18 months
Close Time 10 – 21 days
Rehab Budget Included in loan
Credit Score 580+ (varies)

Terms vary by lender, property, and deal specifics. We are not a lender.

House Flipping Loans

Fix and Flip Loans

Fix and flip loans are short-term loans designed specifically for investors who purchase distressed properties, renovate them, and sell for a profit. Unlike standard hard money loans, fix-and-flip financing often includes a rehab draw schedule that covers both purchase and renovation costs.

We match you with lenders who specialize in fix-and-flip deals, understand the rehab process, and can fund your full project — not just the purchase.

Purchase + rehab in one loan
Interest-only payments
Draw schedule for renovations
First-time flippers accepted
No prepayment penalties (varies)
Fast underwriting process
Get Matched With Fix & Flip Lenders →
Rental Portfolio Financing

DSCR Rental Loans

DSCR (Debt Service Coverage Ratio) loans qualify you based on the rental income of the property — not your personal income or tax returns. This makes them ideal for self-employed investors, those with complex income, or anyone building a scalable rental portfolio.

As long as the property generates enough rent to cover the mortgage, you can qualify. We connect you with DSCR lenders offering 30-year fixed products with no personal income verification.

No personal income verification
30-year fixed available
Portfolio loans accepted
No limit on number of properties
Short-term rentals accepted (varies)
LLC / entity borrowing allowed
Get Matched With DSCR Lenders →

Typical Loan Terms

Loan Amounts $100,000 – $5M+
Max LTV Up to 80%
Min DSCR 1.0× – 1.25×
Interest Rate 7% – 11%
Term Length 30-Year Fixed
Close Time 21 – 35 days
Credit Score 620+ (varies)
Property Types SFR, 2–4 units, STR

Terms vary by lender, property, and deal specifics. We are not a lender.

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Not Sure Which Loan Is Right for You?

Tell us about your deal and we'll help you find the right fit from our verified lender network.

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Affiliate & Lending Disclosure: Funding Bridge Solutions is not a lender, mortgage broker, or financial advisor. We are a loan-matching service that connects borrowers with third-party lenders. We may receive compensation from lenders for referrals. This does not affect the loan terms you receive. All loan approvals, terms, and conditions are determined solely by the lender. Rates and terms vary. Real estate investing involves risk. Full Disclosure | Privacy Policy

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